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💰 Free Salary Calculator 2025—26

CTC to In-hand Salary Calculator

Enter your CTC and get an instant breakdown — Basic, HRA, PF, TDS, and your actual monthly take-home.

CTC to In-hand Salary Calculator — enter your annual CTC to see full salary breakdown

Annual CTC
Lakhs
Annual CTC: ₹12,00,000
₹1L₹25L₹50L₹100L₹200L
Provident Fund
12% of Basic (each side)
Professional Tax
₹200/month (₹2,400/yr)
Annual Gross Salary
₹0
Before deductions
Monthly Take-home
₹0
₹0 per year
Gross vs Take-home (Annual)
Gross Salary
Gross
Take-home
Take-home
Gross ₹0
Take-home ₹0
Deductions ₹0
Salary Composition
0%
Take-home
Basic₹0
HRA₹0
Special Allow.₹0
Emp. PF (ded.)₹0
Prof. Tax₹0
TDS (est.)₹0
Salary Breakdown
Earning
Basic Salary
₹0
₹0 / year
Earning
HRA
₹0
₹0 / year
Earning
Special Allowance
₹0
₹0 / year
Employer
Employer PF (in CTC)
₹0
₹0 / year
Deduction
Employee PF
₹0
₹0 / year
Deduction
Professional Tax
₹200
₹2,400 / year
Tax relief
Standard Deduction
₹6,250
₹75,000 / year
Deduction
TDS / Income Tax (New Regime Est.)
₹0
₹0 / year
Tax Working (New Regime 2025—26)
Gross Annual Income ₹0
Less: Standard Deduction — ₹75,000
Taxable Income ₹0
Tax at slab rates ₹0
Add: 4% Health & Education Cess ₹0
Total Annual Tax ₹0
Monthly TDS ₹0
Disclaimer: This calculator is for estimation only. Actual take-home may vary based on your employer's pay structure, LTA, food coupons, variable pay, perquisites, and HRA exemptions. Tax computed using New Regime 2025—26 slabs with ₹75,000 standard deduction and section 87A rebate. Consult a CA or payroll professional for precise figures.