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📊 FY 2025-26 (AY 2026-27)

Old vs New Tax Regime
Calculator 2025

Compare your tax liability under both regimes with slab-wise breakdown. Budget 2025 updated rates included.

Income Details
Annual Salary / Business Income ₹12,00,000
₹1L₹13L₹25L₹38L₹50L
Enter exact amount or use slider above
Rental income, FD interest, dividends, etc.
Old Regime Deductions Not applicable in New Regime
Standard Deduction (auto — Old Regime) ₹50,000
Max ₹1,50,000
Max ₹25,000 self / ₹50,000 senior parents
Enter pre-computed exempt amount
Max ₹2,00,000 (self-occupied)
Max ₹50,000
Any other eligible deductions
Old Regime Legacy
Tax Payable ₹0 incl. 4% cess
Effective Rate 0.0% on gross income
In-Hand Annual ₹0 after tax
New Regime 2025 ✓ Recommended
Tax Payable ₹0 incl. 4% cess
Effective Rate 0.0% on gross income
In-Hand Annual ₹0 after tax
Tax Comparison — Visual Breakdown
Old Regime
₹0
New 2025
₹0
Old Regime — Slab Breakdown
Income SlabRateTax
New Regime 2025 — Slab Breakdown
Income SlabRateTax
Disclaimer: This calculator is for indicative purposes only. Calculations are based on standard income-tax slabs and do not account for surcharge (applicable above ₹50L) or all individual edge cases. Consult a chartered accountant for your actual tax filing.